Do you have a child wish? Then it is good to think about all the things involved. One of them is the rising costs. Taking care of a baby for the rest of his or her life costs money and especially in the first year you will feel this in your wallet. How much does a baby cost in the first year.
Having a baby is drastic in every way and it turns your whole life upside down. You are immediately flooded with emotions, you gain a lot of kilos (especially with fathers) and it seems as if there is a hole in your wallet. After all, having a baby is not free. Or well, taking care of a baby is not free ;).
Costs during pregnancy
Of course it is worth every euro, but you have to prepare for it. After all, having a baby causes considerable costs! And it actually starts as soon as you have the positive pregnancy test in your hands, because before your baby is born you already have to incur costs.
Before the baby is born, there are a number of things that you need to have in order. For example, a baby cannot walk and you will have to purchase a pram. In addition, you probably also want to transport your baby in the car, so a car seat cannot be missed. The baby also has to sleep in its own room with a bed and changing table. According to Nibud, you will already end up with an average amount of € 1357 before the birth.
How much does a baby cost in the first year
But of course it doesn’t stop there. Once the baby is born, the baby will of course need clothes, diapers and food. If you add all these costs together, it comes to a considerable amount. It CBS listed the costs and found out that single-parent families lose an average of 23% of their income. For multi-parent families this is 15%. This concerns the disposable income, which consists of monthly income, child benefit, child-related budget and holiday allowance.
A calculation is made below for single-parent families and multi-parent families. In the first column you see the annual costs for a baby. In the second column the total costs for a baby in the first year.